Automobile insurance guide

Knowing the ins and outs of auto insurance can protect you and help you get the most from your policy. Here are 5 SURPRISING FACTS ABOUT AUTO INSURANCE.



Automobile insurance protects you financially by paying the other driver’s car repair and medical bills if you cause an accident. Depending on the kind of coverage you have, it can also pay to repair or replace your car if it’s damaged or stolen.

Texas has a Consumer Bill of Rights for auto insurance. Your insurance company will give you a copy of the bill of rights when you get or renew a policy.


Is auto insurance required?

Texas law requires drivers to show proof they can pay for the accidents they cause. Most drivers do this by buying auto liability insurance. Liability insurance pays to repair or replace the other driver’s car, or other damaged property, and pays other people’s medical expenses when you’re at fault in an accident.

If you still owe money on your car, your lender will require you to have collision and comprehensive coverage.





Learn more: 10 steps to find the right auto insurance | Watch: What kind of auto insurance do you need?